RMRC is a member of USRowing, a non-profit organization established over 100 years ago to serve a nationwide network of clubs now over 30,000 members strong.
Effective in 2005, both the club and its members are covered under the club's USRowing insurance policy on Cherry Creek Lake. Therefore, unless you are going to compete in regattas, you do not have to join USRowing as an individual. However, if you do plan to compete in regattas, please note than most do require "individual" USRowing membership. This will be your responsibility to check and join individually, if necessary.
Go to USRowing's website for more information on how to join as an individual.